Moving to the other side of the world can be a great adventure, but it's also a major life change. Bank of New Zealand is one of New Zealand's leading full-service banks and they have been helping people start a new life in New Zealand since 1861.

That's why at Bank of New Zealand they have a great range of banking products and services, both business and personal, to make the financial side of your move as smooth as possible.

With Bank of New Zealand, you can expect:

• friendly, flexible and efficient service
• ongoing innovation, to bring you great products and services
• access to a network of specialist expertise.

Plus, wherever you choose to settle, you'll never be far from Bank of New Zealand. They have 170 branches (stores), more than 400 ATM cash machines, and secure Internet and Phone Banking services so you can do your banking from just about anywhere. To find out how you can be better off with Bank of New Zealand visit www.bnz.co.nz.

While New Zealand's public health system looks after acute and emergency treatment through a network of hospitals, non-acute or elective treatment can take time. Health insurance complements the public health system by covering the cost of non-urgent procedures that qualify for treatment.

Southern Cross Healthcare is one of New Zealand's best known and most trusted brands, providing health insurance to over 840,000 New Zealanders.

A not-for-profit organisation, Southern Cross looks after the health of its members, rather than the pockets of shareholders.

For nearly 50 years Southern Cross has been synonymous with health insurance in New Zealand. It is a market leader, not just in terms of size but also in the value returned to its members through enabling access to private healthcare.

Southern Cross is also leading the way with other health-related initiatives, such as corporate wellness programmes and health management accounts.

Contact Southern Cross today on 0800 100 777 or visit www.southerncross.co.nz

MYOB is the country's leading provider of management software, services and support designed specifically for Kiwi businesses.

Their products provide greater financial control, simplified management, accurate reporting and information for all kinds of businesses, with easy-to-use solutions upgradable from simple cashbook and payroll functions to fully featured big business solutions.

Pension Transfers Direct (NZ) Ltd have specialist knowledge and experience of UK pensions, pension transfers and New Zealand superannuation. They strive to really get to know our clients. In working closely with you they aim to offer the best service they can to meet all your Superannuation and Personal risk insurance requirements with an objective of developing quality long-term relationships.

The HIFX group have remained committed to providing levels of service rarely given by the world's main stream banks. They have global offices in London, San Francisco, Sydney, Auckland and Christchurch. The group offers a wide range of FX services via its 2 core brands, HIFX and Currency Online. HIFX is a full service offline consultative offering where our dealers work closely with their clients to achieve their goals while Currency Online provides a simple, easy to use online platform where clients self manage their requirements and save money through better rates. The HIFX group continues to grow rapidly and is focused on delivering the very best FX services to its clients.

• Exceptional Rates
• 24 hour transfer both online and phone
• 24 hour toll free help desk - exceptional service, A/C manager for every client
• Easy 3-step dealing process
• Easy to set up a Customer A/C
• Demo A/C for functionality

Click here to visit Currency Online